Citizens & Northern Corporation (CZNC) — QMA analysis
Sector: Financial Services · Market cap: $358M · Price: $27.75 · Data as of 2026-10-23
A composite score of 46/100 places Citizens & Northern Corporation in the neutral band, higher score than 58% of 22,734 tracked stocks. The highest-scoring layer is Relative strength; the lowest is Catalysts.
What 9 data layers say about CZNC
The composite fuses insiders, congressional trades, institutional 13F positions, fundamentals, momentum, seasonality and more into a single number.
| Layer | Score |
|---|---|
| Fundamental value (FVS) | 54/100 |
| Earnings quality (EQS) | 60/100 |
| Technical trend (TSS) | 49/100 |
| Relative strength (RS) | 75/100 |
| Momentum (USS) | 56/100 |
| Insider activity (IAS) | 30/100 |
| Off-exchange trading (FINRA) / large flows (WHS) | 60/100 |
| Analysts / transcripts (ATS) | 36/100 |
| Catalysts (XS) | 23/100 |
What does the QMA model currently show for Citizens & Northern Corporation?
The composite score is an entry point, not a signal. What matters is layer confluence — whether they point the same direction.
For CZNC the layers diverge — some score high (Relative strength), others low (Catalysts). The divergence is itself information: the model does not give a clear-cut picture. The score is an input into your own research, not a recommendation.
CZNC insider & smart money activity
Over the recent period we record 6 reported insider purchases and 2 sales for CZNC: predominance of reported sales (by dollar value). A description of the data layer, not an instruction.
CZNC seasonality
The historically strong window for CZNC comes up November 1–28 with a hit rate of 70% and an average move of 1.7% (21 years of history).
Historical data does not guarantee future results.
CZNC dividend
Citizens & Northern Corporation currently carries a dividend yield of 4.04% and has paid for 33 years in a row.
How CZNC compares
Similar stocks from the same sector:
Frequently asked questions
What is the composite score for CZNC stock?
46/100 (grade C) as of 2026-10-23, fusing 9 data layers. An analytical score, not advice.
Are insiders buying CZNC stock?
Over the recent period, reported: purchases 6, sales 2 (purchases $16.8K, sales $71.9K). Insider activity: predominance of reported sales (by dollar value) — a description of reported data, not a trade instruction.
Where can I see live CZNC data?
Live CZNC data and the full screener are part of full access. Registration is free with no card — trial full access, then the free plan with a delayed data sample.
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Data from SEC and public markets. QMA is an analytical tool, not a registered investment advisor. No content on this page is investment advice or an instruction to buy or sell. Past performance does not guarantee future results.
⚠️ Important Notice: QMA is an analytical and educational tool, not investment advice. Scores, detections and ratings are descriptive, not buy/sell instructions. QMA is not a registered investment advisor (SEC / FINRA / MiFID II / ČNB). Consult a licensed financial advisor before any investment. Past performance does not guarantee future results; all investments carry the risk of capital loss.
Operator: Jaroslav Vojtášek · IČO: 48783447 · Place of business: U Jízdárny 577, 747 64 Velká Polom, Czech Republic · Register: Sole trader registered in the Czech Trade Licensing Register · E-mail: [email protected]