What QMA IS

• Analytics & educational software (SaaS) for stock-market research.
• Combines public/market data layers into one explainable view.
• Generalized, non-personalized analytical scores + descriptive market data.

What QMA is NOT

• Not a broker/dealer — does not execute trades or transmit orders.
• Does not hold or manage client funds; no copy trading.
• Not a registered investment adviser; no personalized advice.

Data & freshness

Data layers have different delays: prices daily; the scoring pass runs every night and covers the whole universe over roughly a week (the most liquid stocks 3× per session); insider filings per SEC, 13F quarterly, options EOD. A freshness timestamp is shown with the data. Data comes from third parties and may contain errors.

AI

AI explains data and produces some content; it can make mistakes and is not a substitute for professional advice. See AI Transparency.

Security

• Passwords are stored using secure hashing (never in readable form).
• Data hosted in the EU (Frankfurt) in line with GDPR.
• We do not store card data — payments are processed by our payment service provider under PCI-DSS.

Business identity

Operator: Jaroslav Vojtášek, Czech sole trader (OSVČ), IČO 48783447, Czech Republic. Contact: [email protected]. The seller and invoice issuer is the operator named above; the payment service provider only processes the payment and does not become the seller. Legal documents: Legal Center.