1. Acceptance of Terms
By accessing and using Quantum Market Analyzer ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, please do not use the Service.
2. Description of Service
Quantum Market Analyzer is an educational and research tool that provides:
- Quantitative scoring algorithms for stock analysis
- Technical and fundamental data visualization
- Pattern detection and analytical scenario identification
- Portfolio tracking and watchlist management
The Service does NOT provide:
- Personalized investment advice
- Guaranteed returns or performance
- Financial planning or tax advice
- Broker or execution services
2.1 Evolving Platform — Right to Change the Service
The Service is continuously developed and will change over time. The operator may, at any time and at its sole discretion, add, modify, improve, suspend, limit, rename, repackage, move between plans, or discontinue any feature, page, data source, scoring methodology, model, parameter, model output, strategy, or any other part of the Service, with or without prior notice. Features, data, and methodologies are provided as available at a given point in time; the operator does not guarantee that any specific feature, data source, methodology, score, or result will remain available, unchanged, or produce the same output in the future.
Such changes are a normal part of operating software, are not a breach of these Terms or of any plan (including the Founder / "Lifetime" plan, which grants access to the Service as it evolves, not to any frozen feature set), and do not entitle you to any refund, credit, or claim, except as expressly set out in Section 7.1 (discontinuation of the entire Service) or where required by mandatory law. The operator will use reasonable efforts to avoid removing materially advertised core functionality without a comparable replacement.
🇨🇿 Vývoj platformy (česky):
QMA se neustále vyvíjí. Provozovatel může kdykoli přidávat, měnit, vylepšovat, omezovat, přesouvat mezi plány nebo rušit jednotlivé funkce, datové zdroje, metodiky skórování či jakoukoli část služby, i bez předchozího upozornění. Žádná konkrétní funkce ani výsledek nejsou garantovány do budoucna. Tyto změny nejsou porušením podmínek ani plánu (vč. Founder/„doživotního", který dává přístup ke službě tak, jak se vyvíjí, nikoli k zamrzlé sadě funkcí) a nezakládají nárok na vrácení peněz — kromě případů dle § 7.1 (ukončení celé služby) nebo dle kogentního práva.
3. NOT FINANCIAL ADVICE
⚠️ CRITICAL DISCLAIMER:
All information, scoring, model outputs, and analytics provided by this Service are for educational and informational purposes only. They are NOT financial, investment, trading, or any other type of advice. You should consult with a licensed financial advisor before making any investment decisions.
Past performance is not indicative of future results. All investments carry risk, including the potential loss of principal. The operators of this Service are not licensed financial advisors, brokers, or investment advisors.
We are NOT registered or licensed as an investment adviser, broker-dealer, commodity trading advisor, or financial institution with the U.S. Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), the Commodity Futures Trading Commission (CFTC), the National Futures Association (NFA), under the U.S. Investment Advisers Act of 1940, or with any state securities regulator. For EU users: this service does not constitute investment advice or any regulated investment service under MiFID II (Directive 2014/65/EU) or ESMA guidance. Czech users: this service is not regulated by the Czech National Bank (ČNB). We are likewise NOT authorised or registered as such in any other jurisdiction (including, e.g., the UK FCA or Germany's BaFin). The Service is a software/analytics product only.
3.1 Hypothetical & Backtested Performance Results
⚠️ IMPORTANT — SIMULATED RESULTS:
Much of the Service's content — scores, "alpha", win rates, equity curves, strategy and pattern results — is backtested, simulated, hypothetical, or model-based. HYPOTHETICAL AND BACKTESTED PERFORMANCE RESULTS HAVE INHERENT LIMITATIONS. Unlike an actual performance record, simulated results do not represent actual trading, are prepared with the benefit of hindsight, and cannot fully account for real-world factors such as liquidity, slippage, fees, taxes, or the market impact of your own orders. They may be affected by survivorship and look-ahead bias and by changes to the methodology over time.
No representation is made that any account will or is likely to achieve profits or losses similar to those shown. Past performance — whether actual or hypothetical — is not indicative of future results. Any forward-looking figures are estimates, not guarantees.
🇨🇿 Hypotetické a backtestované výsledky (česky):
Velká část obsahu (skóre, „alfa", úspěšnost, výnosové křivky, výsledky strategií a patternů) je backtestovaná / simulovaná / modelová. Simulované výsledky mají vrozená omezení — nejsou reálným obchodováním, vznikají se znalostí minulosti a nezohledňují plně likviditu, skluz, poplatky, daně ani dopad tvých vlastních příkazů; mohou být zkresleny survivorship a look-ahead biasem. Negarantujeme, že dosáhneš podobných zisků či ztrát. Minulá ani hypotetická výkonnost nezaručuje budoucí výsledky.
4. User Responsibilities
As a user of the Service, you agree to:
- Conduct your own due diligence before making any investment
- Verify all data from independent sources
- Not rely solely on the Service's scoring or analytical outputs
- Accept full responsibility for your trading and investment decisions
- Not use the Service for illegal purposes or market manipulation
- Comply with all applicable securities laws and regulations
5. Data Sources, Accuracy & Discrepancies
The Service uses data from third-party market-data providers and public registries (e.g. SEC EDGAR, FINRA) and computes proprietary scores and metrics on top of it. All data, prices, scores, fundamentals, ratios, returns, and figures are provided "as is", for educational and informational purposes only, without any warranty of accuracy, completeness, timeliness, or correctness. We strive for quality but do not guarantee that any figure is current, complete, or free of errors or omissions.
Figures may be delayed, stale, cached, estimated, or simply wrong. Because the platform is continuously developed, some values may reflect an earlier snapshot, a data-provider gap, or a calculation that is later revised. Scores and analytics are proprietary model outputs and estimates, not statements of verified fact.
Discrepancies with other sources are expected and are not a defect. A price, value, score, or any figure shown in any column of the Service may differ — sometimes materially — from the figure shown by your broker, an exchange, another data vendor, or a competing platform, due to different data sources, timing, delay, snapshot points, methodology, rounding, currency conversion, or caching. Such differences do not constitute an error, defect, breach, or misrepresentation, and create no liability. You must independently verify all data from official/primary sources before making any decision and must not rely solely on the Service. To the maximum extent permitted by law, the operator is not liable for any inaccuracy, discrepancy, staleness, delay, omission, or for any decision or loss arising from reliance on any figure shown.
You acknowledge that:
- Market data may be delayed by 15 minutes or more, or longer during/after maintenance;
- Figures may differ from your broker, exchanges, or other providers — this is normal and expected;
- Scoring algorithms are proprietary, are estimates, and may change without notice;
- Historical/backtested results do not guarantee future performance (see Section 3.1);
- Technical glitches, provider outages, or stale/cached values may occur and affect accuracy.
🇨🇿 Přesnost dat a odchylky (česky):
Veškerá data, ceny, skóre a výpočty jsou poskytovány „tak jak jsou", jen pro edukační účely, bez záruky přesnosti, úplnosti či aktuálnosti. Čísla mohou být zpožděná, zastaralá, odhadovaná nebo chybná a protože se platforma stále vyvíjí, některé hodnoty mohou být starší snímek nebo se později opraví. Odchylka od tvého brokera, burzy, jiného poskytovatele nebo konkurence je očekávaná a NENÍ vadou — vzniká rozdílnými zdroji, časem, zpožděním, metodikou, zaokrouhlením či kurzem. Tyto rozdíly nezakládají odpovědnost. Data si vždy ověř z oficiálního zdroje a nespoléhej výhradně na QMA. V rozsahu povoleném zákonem provozovatel neodpovídá za žádnou nepřesnost, odchylku, zpoždění ani ztrátu ze spoléhání na zobrazené číslo.
5.1 Service Availability & Maintenance
The Service is provided on a "reasonable efforts" basis and is NOT guaranteed to be available 24/7. The operator does not provide an uptime service-level guarantee. The operator may suspend, restrict, or interrupt the Service in whole or in part at any time for maintenance, updates, upgrades, security, data re-processing, or due to third-party data/hosting/payment outages or other causes beyond its reasonable control.
Scheduled maintenance windows. The operator reserves regular recurring maintenance windows — typically during weekends and/or outside US market hours — and may schedule larger periodic maintenance (e.g. monthly) that can make the Service partially or fully unavailable for a period. The operator will use reasonable efforts to give advance notice of planned major maintenance (e.g. by on-site notice or email) and to schedule it outside peak usage where practicable, but the exact timing and duration of maintenance are not guaranteed and may vary.
You acknowledge and agree that such unavailability, interruption, or maintenance — whether announced or not — is not a breach of these Terms, is to be expected, and does not entitle you to any refund, credit, compensation, or claim, and that the operator is not liable for any loss (including missed trades or losses from your own decisions) arising from the Service being unavailable, delayed, or interrupted. For Founder/Lifetime users, downtime or maintenance does not extend the license or create a refund right (the only refund right is the discontinuation case in Section 7.1). During and after maintenance, data may be delayed or temporarily stale — always verify independently before trading.
🇨🇿 Dostupnost a údržba (česky):
Služba běží na bázi „přiměřeného úsilí" a není garantována 24/7. Provozovatel si vyhrazuje pravidelná údržbová okna (typicky o víkendech a/nebo mimo americké obchodní hodiny) a větší pravidelnou údržbu (např. měsíčně), během níž může být služba částečně či zcela nedostupná. Na plánovanou větší údržbu se vynasnažíme upozornit předem, ale přesný čas ani délku negarantujeme. Taková nedostupnost či údržba není porušením podmínek, je třeba s ní počítat a nezakládá nárok na vrácení peněz ani náhradu; provozovatel neodpovídá za ztráty vzniklé nedostupností nebo zpožděním služby. Před obchodováním si data vždy ověř z nezávislého zdroje.
5.2 Account Data, Security, Backups & Data Loss
The operator applies reasonable technical and organizational measures to protect account data (see the Privacy Policy) and maintains encrypted, off-site backups so the Service can be restored after an incident. However, no system, transmission, or storage method is 100% secure, and the operator does not guarantee that data can never be lost, corrupted, delayed, or accessed without authorization. You are responsible for keeping your own copies of anything important to you (for example, by exporting your trading journal, portfolios, or tax reports), since the Service is an analytical tool and not a system of record or a backup service.
Security incidents. If a personal-data breach occurs, the operator will handle it in accordance with applicable law (including, where the GDPR applies, notifying the competent supervisory authority and affected users as required). To the maximum extent permitted by law, the operator is not liable for loss, corruption, or unauthorized access to data, or for any downtime or data unavailability, caused by cyber-attacks, hacking, third-party providers, or other events beyond its reasonable control (see Section 15). Nothing here limits rights that cannot be excluded under mandatory data-protection or consumer law.
🇨🇿 Data účtu, zabezpečení, zálohy a ztráta dat (česky):
Provozovatel chrání data účtu přiměřenými opatřeními a drží šifrované off-site zálohypro obnovu po incidentu. Žádný systém ale není 100% bezpečný a ztrátu, poškození, zpoždění či neoprávněný přístup k datům nelze zaručit, že nikdy nenastanou. Důležitá data si zálohuj i sám (export deníku, portfolií, daňových reportů) — QMA je analytický nástroj, ne úložiště ani zálohovací služba. Při úniku osobních údajů postupuje provozovatel dle zákona (vč. oznámení dle GDPR). V rozsahu povoleném zákonem provozovatel neodpovídá za ztrátu/poškození dat ani výpadek způsobené kyberútokem, třetí stranou či vyšší mocí (viz § 15). Kogentní práva tím nejsou dotčena.
6. Disclaimer of Warranties & Limitation of Liability
"AS IS" / "AS AVAILABLE". The Service and all information, scores, model outputs, research scenarios, backtests, and materials are provided "AS IS" and "AS AVAILABLE", without warranties of any kind, whether express, implied, or statutory, including (without limitation) the implied warranties of merchantability, fitness for a particular purpose, accuracy, non-infringement, and uninterrupted or error-free operation. We do not warrant that any score, model output, or analysis will be profitable, accurate, complete, timely, or suitable for you.
No liability for trading or investment losses. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE OPERATOR AND ITS SUPPLIERS SHALL NOT BE LIABLE FOR ANY TRADING LOSSES, INVESTMENT LOSSES, LOSS OF CAPITAL, LOST PROFITS, MISSED GAINS, TAX CONSEQUENCES, OR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO YOUR USE OF — OR INABILITY TO USE — THE SERVICE, ANY DECISION YOU MAKE OR TRADE YOU PLACE IN RELIANCE ON IT, OR ANY ERROR, DELAY, OR INTERRUPTION IN THE DATA, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Liability cap. Where liability cannot be fully excluded, the operator's total aggregate liability to you for all claims arising out of or relating to the Service is limited to the greater of (a) the total amount you actually paid to the operator in the twelve (12) monthspreceding the event giving rise to the claim, or (b) USD 50. Your sole and primary remedy for dissatisfaction with the Service is to stop using it.
Mandatory-law carve-out. Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited — including liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any rights guaranteed to consumers under mandatory applicable law (including mandatory Czech and EU consumer-protection law). Where any limitation in this Section is held unenforceable, it applies to the maximum extent permitted, and the remainder stays in force.
6.1 No Advisory or Fiduciary Relationship
Use of the Service does not create any advisory, brokerage, fiduciary, agency, or confidential relationship between you and the operator. The operator is a software/analytics provider, not your investment adviser, broker, or fiduciary, owes you no duty of suitability or best interest, and does not know your personal financial circumstances. Any score, ranking, "strategy", or research scenario is a general, automated, model-based output — never a personalized recommendation to buy, sell, or hold any security.
6.2 Assumption of Risk & Release of Claims
You understand and agree that trading and investing in securities involves substantial risk, including the possible loss of your entire principal, and that your use of the Service and every trading or investment decision you make is solely at your own discretion and risk. You are solely responsible for your own decisions and for verifying all information independently.
To the maximum extent permitted by law, you irrevocably waive, release, and discharge the operator, its owners, contractors, and suppliers from any and all claims, demands, damages, and causes of action arising out of or relating to your trading or investment results, losses, or decisions made in reliance on the Service. You agree not to hold the operator responsible for any losses you incur. (This release does not affect mandatory consumer rights described in Section 6.)
🇨🇿 Zřeknutí se odpovědnosti za obchodní ztráty (česky):
Obchodování a investování nese podstatné riziko včetně ztráty celého vkladu. Veškerá tvá obchodní a investiční rozhodnutí činíš výhradně na vlastní odpovědnost a riziko. QMA je analytický/edukační nástroj, ne investiční poradce. V rozsahu povoleném zákonem se vzdáváš nároků vůči provozovateli za jakékoli ztráty vzniklé z obchodů nebo rozhodnutí učiněných na základě služby. Tím nejsou dotčena kogentní spotřebitelská práva (viz § 6).
6.3 Indemnification
To the maximum extent permitted by law, you agree to indemnify, defend, and hold harmlessthe operator, its owners, contractors, and suppliers from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to (a) your use or misuse of the Service, (b) your violation of these Terms or any law, or (c) any trade or investment decision you make. This Section does not apply to claims to the extent they arise from the operator's own fraud or willful misconduct, or where indemnification is prohibited by mandatory law.
7. Subscription, Payments & Right of Withdrawal
Paid subscriptions (Starter and Elite, billed monthly or annually) are billed in advance on a recurring basis. You may cancel at any time; cancellation stops future renewals. No refunds are provided for partial billing periods already started, and upon cancellation you retain access until the end of the current paid period. Prices are stated in US dollars (USD); local-currency amounts (e.g. CZK) are indicative and the USD amount is authoritative. Payments, invoicing, and applicable VAT/sales tax are handled by our authorized Merchant of Record acting as Merchant of Record. Any applicable VAT or sales tax is calculated and added by the Merchant of Record based on your location, and the final total price including that tax is shown to you before you confirm and complete payment. The subscription is a recurring payment that renews automatically at the then-current price for the same period until you cancel.
14-day right of withdrawal — HONORED (all paid plans). Although the Service is digital content supplied immediately, the operator honors the statutory EU 14-day right of withdrawal(Consumer Rights Directive 2011/83/EU; § 1829 of the Czech Civil Code) for every paid plan — subscriptions (Starter, Elite) and the one-time Founder / Lifetime plan alike. Within 14 days of your purchase you may withdraw for a full refund of that payment, no reason required, by emailing [email protected]. We do not ask you to waive this right. Refunds are issued via the Merchant of Record to your original payment method, usually within a few business days.
After the 14-day window. Once 14 days have passed: subscriptions are non-refundable for the billing period already started (cancelling simply stops future renewals, and you keep access until the end of the paid period); the Founder / Lifetime plan is covered by the pro-rata discontinuation refund in Section 7.1 if the Service is wound down. Beyond these, any further refund is at the operator's discretion.
7.1 Founder / Lifetime License — Meaning, Continuity & Refunds
The "Founder" (also marketed as "Lifetime") plan is a one-time purchase that grants the buyer access to the Service for the operational lifetime of the QMA service — i.e. for as long as the operator continues to provide the Service — and not for the natural life of the purchaser, nor as an unconditional or perpetual guarantee. It is limited to a fixed founder cohort (currently 50 seats) and is personal and non-transferable (it may not be sold, shared, sublicensed, or assigned, including by inheritance, except at the operator's discretion).
Discontinuation of the Service. The operator may, for any reason (including death, incapacity, insolvency, or inability to continue operating), cease providing the Service. In that case:
- the operator will use reasonable efforts to give Founder users at least 30 days' advance notice by email where practicable;
- the Founder license terminates when the Service ceases, with no liability for any amount beyond the refund described below;
- Pro-rata good-faith refund: if the Service permanently ceases within 12 monthsof a Founder purchase, the operator will refund the unused portion of the purchase price on a straight-line basis (price × remaining days of that 12-month period ÷ 365). After 12 months the Founder price is deemed fully earned and no refund is due;
- Founder users obtain no ownership, equity, or claim in the operator, the software, or its assets.
This Section is the buyer's sole and exclusive remedy in respect of discontinuation of the Service, and applies notwithstanding any general "lifetime" or "forever" wording used in marketing. In case of any conflict between marketing copy and this Section, this Section prevails.
🇨🇿 Shrnutí k Founder / „doživotní" licenci (česky):
- „Doživotní" znamená po dobu provozu služby QMA — tedy dokud provozovatel službu poskytuje, nikoli do konce života kupujícího ani jako bezpodmínečná záruka navěky.
- Licence je osobní a nepřenosná (nelze ji prodat, sdílet ani zdědit, není-li to ze strany provozovatele výslovně umožněno).
- Při ukončení provozu licence zaniká; provozovatel se vynasnaží oznámit ukončení e-mailem min. 30 dní předem.
- Poměrné vrácení: pokud provoz trvale skončí do 12 měsíců od koupě, provozovatel vrátí nevyužitou část ceny (lineárně). Po 12 měsících se cena považuje za plně vyčerpanou a vrácení nenáleží.
- 14denní odstoupení uznáváme i u Founder licence: do 14 dnů od koupě můžeš odstoupit a dostat plnou částku zpět bez udání důvodu (e-mailem na [email protected]). Po 14 dnech platí poměrné vrácení při ukončení provozu dle výše.
7.2 Refund & Cancellation Policy
How to cancel. You may cancel a recurring subscription at any time from your account settings (or by emailing [email protected]). Cancellation stops future renewals; you keep access until the end of the current paid period. No further charges are made after cancellation.
EU 14-day right of withdrawal — honored for ALL paid plans. Consumers in the EU have a 14-day right to withdraw from a distance contract, and QMA honors it for every paid plan — subscriptions (Starter, Elite) and the one-time Founder / Lifetime plan alike. Within 14 days of purchase you may withdraw for a full refund of that payment, no reason required, by emailing [email protected]. We do not ask you to waive this right (see Section 7). Refunds are issued via the Merchant of Record to your original payment method.
After 14 days. Subscriptions are then non-refundable for the current billing period (cancelling stops future renewals); the Founder / Lifetime plan is covered by the pro-rata discontinuation refund in Section 7.1. Beyond these, further refunds are at the operator's discretion.
🇨🇿 Vrácení peněz a zrušení (česky):
Zrušení: předplatné můžeš kdykoli zrušit v nastavení účtu (nebo e-mailem na [email protected]); zrušení zastaví další obnovení a přístup ti zůstane do konce zaplaceného období. 14denní odstoupení (EU) UZNÁVÁME u všech placených plánů — u předplatného (Starter, Elite) i u jednorázové Founder / „doživotní" licence: do 14 dnů od koupě můžeš odstoupit a dostat plnou částku zpět bez udání důvodu (e-mailem na [email protected]). Nežádáme tě, aby ses tohoto práva vzdal. Po 14 dnech je předplatné za započaté období nevratné (zrušení jen zastaví obnovení) a u Founder platí poměrné vrácení při ukončení provozu dle § 7.1.
8. Acceptable Use
You agree NOT to:
- Scrape or systematically download data from the Service
- Reverse engineer our algorithms or scoring methods
- Resell or redistribute data obtained from the Service
- Share your account credentials with others
- Use the Service to spam, harass, or defraud others
9. Privacy
Your use of the Service is also governed by our Privacy Policy. We collect and process personal data in accordance with applicable data protection laws (GDPR, CCPA).
10. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Modified" date. Your continued use after changes constitutes acceptance of the new Terms.
11. Governing Law
These Terms shall be governed by the laws of Czech Republic. Any disputes shall be resolved in the courts of Czech Republic.
12. Service Operator (Provozovatel)
Provozovatel / Operator: Jaroslav Vojtášek, registered Czech sole trader (OSVČ / živnostník), IČO 48783447, established in the Czech Republic.
Plná registrovaná identita provozovatele (vč. sídla podnikání) je veřejně dostupná v registru ARES (ares.gov.cz) podle IČO. · The operator's full registered identity (incl. registered place of business) is publicly available in the ARES registry (ares.gov.cz) by IČO.
Kontakt / Contact: [email protected]
The operator is established in the Czech Republic and is not a registered investment advisor, broker-dealer, or financial institution under any jurisdiction. All purchases are sold and invoiced by our authorized Merchant of Record acting as Merchant of Record (seller of record); its full legal identity, address and contact details are shown at checkout and on every VAT/sales-tax-compliant invoice, and it remits applicable taxes.
13. Intellectual Property, Trade Secrets & Acceptable Use
All content, software, scoring methodology, strategy logic, model weights, the compiled database, rankings, model outputs, charts, text, and design on the Service are the exclusive intellectual property of Quantum Market Analyzer (QMA) and are protected by copyright, trade-secret, and (within the EU) the sui generis database right. The proprietary methodology, parameter values, scoring weights, and data-pipeline logic are confidential trade secrets disclosed to you solely for your own personal use.
You may NOT:
- Scrape, crawl, harvest, or use automated means to access or extract data, scores, or model outputs from the Service;
- Reverse-engineer, decompile, or attempt to derive the underlying methodology, weights, formulas, or source code;
- Copy, redistribute, resell, sublicense, publish, or share the Service's data, scores, model outputs, or strategy rules with any third party;
- Use the Service's output to build, train, or operate a competing or derivative product, dataset, or model;
- Extract a substantial part of the database (EU Database Directive 96/9/EC) or perform repeated systematic extraction of insubstantial parts;
- Share, sell, or transfer your account or access credentials.
"QMA" and "Quantum Market Analyzer" are trademarks of the operator. We reserve all rights not expressly granted. Violation of this section is a material breach permitting immediate termination without refund and may result in legal action, including claims for injunctive relief and damages.
14. Language / Jazyk (Governing Version)
These Terms are provided in English and Czech, which are the authoritative and legally binding versions. Any translation into another language (Spanish, German, French, Arabic, Portuguese, Chinese, Hindi, Russian, etc.) is provided for convenience only. In the event of any discrepancy or conflict between language versions, the English version prevails; for consumers habitually resident in the Czech Republic, the Czech version prevails to the extent required by mandatory Czech consumer-protection law.
Tyto podmínky jsou poskytovány v angličtině a češtině, které jsou závaznými zněními. Překlad do jiných jazyků slouží pouze pro pohodlí. V případě rozporu mezi jazykovými verzemi platí anglické znění; pro spotřebitele s obvyklým bydlištěm v České republice má v rozsahu kogentních ustanovení přednost česká verze.
15. Force Majeure, Severability & Entire Agreement
Force majeure. The operator is not liable for any failure, delay, interruption, degradation, or data loss caused by events beyond its reasonable control, including (without limitation): war, armed conflict, invasion, terrorism, civil unrest, sanctions or embargoes; cyber-attacks, hacking, ransomware, malware, denial-of-service attacks, or data breaches; failure, outage, or destruction of servers, data centers, hardware or networks (including fire, flood, or physical damage); failures of third-party data, hosting, AI, or payment providers; power, internet, or telecommunications failures; pandemic or epidemic; strikes or labor disputes; and acts of government, regulators, or courts.During a force-majeure event the operator's obligations are suspended for its duration; the operator will use reasonable efforts to restore the Service (including from backups) but does not guarantee the timing or completeness of any recovery, and such events do not entitle you to a refund except as required by mandatory law or expressly stated in Section 7.1. If any provision of these Terms is held invalid or unenforceable, the remaining provisions remain in full effect and the invalid provision is applied to the maximum extent permitted. These Terms (together with the Privacy Policy) constitute the entire agreement between you and the operator regarding the Service and supersede any prior understanding. Failure to enforce a provision is not a waiver of it.
16. Eligibility & Account Registration
You represent and warrant that you are at least 18 years old (or the age of majority in your jurisdiction), have the legal capacity to enter into these Terms, are not located in, resident of, or accessing the Service from a country or territory subject to comprehensive sanctions, and are not on any government restricted-party or sanctions list (including U.S. OFAC and EU consolidated lists). You agree to provide accurate, current registration information, to keep it up to date, to maintain only one account per person unless expressly authorized, and you are solely responsible for safeguarding your credentials and for all activity under your account.
International users & local law. The Service is operated from the Czech Republic and is not tailored to the laws of every country. It may not be available, appropriate, or lawful in all jurisdictions. You access the Service on your own initiative and are solely responsible for complying with the laws applicable to you, including local securities, tax, and consumer rules. The operator makes no representation that the Service or its content is appropriate or available for use in any particular location.
17. Suspension, Termination & Chargebacks
The operator may suspend, restrict, or terminate your access — in whole or in part, with or without notice — for any reason, including suspected breach of these Terms, abuse, unlawful or fraudulent activity, non-payment, or a payment chargeback/reversal. Where access is terminated for your breach, no refund is due. You agree to raise any billing dispute with the operator (or with the Merchant of Record, our authorized Merchant of Record) before initiating a chargeback; initiating a fraudulent or unjustified chargeback is a material breach that may result in immediate termination and recovery of associated costs. You may stop using the Service at any time; cancellation of recurring plans is handled per Section 7.
18. Assignment & Business Continuity
The operator may assign, transfer, or delegate these Terms and the operation of the Service (in whole or in part) to a successor, affiliate, or acquirer — for example as part of a sale, reorganization, merger, or to ensure continuity of operations — without your consent, provided your rights are not materially diminished. You may not assign or transfer your account or these Terms without the operator's prior written consent.
19. Feedback
If you send the operator suggestions, ideas, or feedback about the Service, you grant the operator a perpetual, irrevocable, worldwide, royalty-free license to use, modify, and incorporate it without restriction or compensation, and you waive any claim of ownership over features the operator develops, whether or not similar to your feedback.
20. Electronic Communications & Notices
You consent to receive communications from the operator electronically (email and in-app messages), and you agree that electronic communications satisfy any legal requirement that a communication be in writing. Service, security, and transactional emails are part of the Service; marketing emails can be unsubscribed at any time. Legal notices to the operator must be sent to [email protected].
21. Dispute Resolution
Before bringing any claim, you agree to first contact the operator at [email protected] and attempt to resolve the dispute informally for at least 30 days. Czech consumers have the right to out-of-court settlement of consumer disputes via the Czech Trade Inspection Authority (Česká obchodní inspekce, ČOI), Štěpánská 567/15, 120 00 Praha 2, coi.cz (adr.coi.cz). Consumers in the EU may also use the European Commission's Online Dispute Resolution platform at ec.europa.eu/consumers/odr. Nothing in these Terms deprives a consumer of the protection of mandatory provisions of the law of their country of habitual residence, or of the right to bring proceedings before their local courts where that right cannot lawfully be waived.
22. Survival
The provisions that by their nature should survive termination — including Sections 3, 3.1, 5, 5.1, 6, 6.1, 6.2, 6.3 (disclaimers, limitation of liability, assumption of risk & release, indemnification), 7.1, 13 (intellectual property), 11 (governing law), and Sections 14–22 — survive the termination or expiry of your account or these Terms.
Last Modified: June 21, 2026
